Instant Conversion & Spending
Real-time crypto-to-fiat conversion within the app
Kardex offers real-time crypto-to-fiat conversion directly within the app, allowing you to instantly fund your debit card and spend your digital assets anywhere cards are accepted.
Say goodbye to lengthy exchange processes and high fees. With Kardex, transfers between your crypto and fiat balances happen in seconds, making your crypto instantly spendable.
Real-time Rates
Access live market rates for accurate and transparent conversions.
- Up-to-the-second pricing
- Transparent fee display
- No hidden costs
Instant Transfers
Move funds between your crypto and fiat balances in a matter of seconds.
- Immediate availability of funds
- Seamless balance updates
- No waiting periods
Direct Spending
Spend your converted fiat with your Kardex debit card instantly.
- Accepted anywhere cards are
- Online and in-store use
- Funded directly from your app
Conversion Scenarios
Everyday Purchases
Instantly convert a portion of your crypto to fiat to cover daily expenses like groceries or coffee.
Example Action
"Convert 0.01 ETH to USD and add to my card balance for today's spending."
Bill Payments
Pay your utility bills, subscriptions, or rent directly from your fiat balance, funded by your crypto.
Example Action
"Convert 500 USDC to EUR for my rent payment this month."
Travel Expenses
Convert crypto to local fiat currency for seamless spending while traveling internationally.
Example Action
"Convert 200 USDT to JPY for my trip to Tokyo."
Reduced Tax Burden
Kardex offers a smarter alternative to traditional crypto-to-fiat conversion methods, which can trigger significant capital gains taxes. With Kardex, there are no transaction fees or annual fees for using your debit card. The 3% fee applies only to $KARDEX token buy/sell transactions, which is then redistributed to $KARDEX token holders, potentially reducing your overall tax burden compared to direct crypto sales.